The director shall disapprove any form filed under section 41-1812 , [Idaho Code,] or withdraw any previous approval thereof, only on one or more of the following grounds: (1) Is in any respect in violation of or does not comply with this code. (2) Contains or incorporates by reference, where such incorporation is otherwise permissible, any inconsistent, ambiguous, or misleading clauses, or exceptions and conditions which deceptively affect the risk purported to be assumed in the general coverage of the contract, or which are unfairly prejudicial to the policy holder. (3) Has any title, heading, or other indication of its provisions which is misleading. (4) Is printed or otherwise reproduced in such manner as to render any provision of the form substantially illegible.
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