Georgia Code § 33-39-12

Requests for information regarding previous adverse underwriting decisions or previous coverage obtained through residual market mechanism
Open in Lexace · Ask the AI about this section
No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning: (1) Any previous adverse underwriting decision experienced by an individual; or (2) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning: (1) Any previous adverse underwriting decision experienced by an individual; or (2) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning: (1) Any previous adverse underwriting decision experienced by an individual; or (2) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning:
(1) Any previous adverse underwriting decision experienced by an individual; or
(2) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

‹ Prev All Georgia sections Next ›


Lexace provides legal information, not legal advice, and no attorney–client relationship is created. Statute text is provided for general information and may not reflect the most recent amendments; verify against the official state code.