Georgia Code § 33-10-10

Title insurance, required reserves
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In addition to an adequate reserve as to outstanding losses as required under Code Section 33-10-5 , a title insurer shall maintain a guaranty fund or unearned premium reserve of not less than an amount computed as follows: (1) Ten percent of the total amount of the risk premiums written in the calendar year for title insurance contracts shall be assigned originally to the reserve; and (2) During each of the 20 years next following the year in which the title insurance contract was issued, the reserve applicable to the contract may be reduced by 5 percent of the original amount of the reserve. Amended by 2019 Ga. Laws 139,§ 1-58, eff. 7/1/2019.
In addition to an adequate reserve as to outstanding losses as required under Code Section 33-10-5 , a title insurer shall maintain a guaranty fund or unearned premium reserve of not less than an amount computed as follows: (1) Ten percent of the total amount of the risk premiums written in the calendar year for title insurance contracts shall be assigned originally to the reserve; and (2) During each of the 20 years next following the year in which the title insurance contract was issued, the reserve applicable to the contract may be reduced by 5 percent of the original amount of the reserve. Amended by 2019 Ga. Laws 139,§ 1-58, eff. 7/1/2019.
In addition to an adequate reserve as to outstanding losses as required under Code Section 33-10-5 , a title insurer shall maintain a guaranty fund or unearned premium reserve of not less than an amount computed as follows: (1) Ten percent of the total amount of the risk premiums written in the calendar year for title insurance contracts shall be assigned originally to the reserve; and (2) During each of the 20 years next following the year in which the title insurance contract was issued, the reserve applicable to the contract may be reduced by 5 percent of the original amount of the reserve. Amended by 2019 Ga. Laws 139,§ 1-58, eff. 7/1/2019.
In addition to an adequate reserve as to outstanding losses as required under Code Section 33-10-5 , a title insurer shall maintain a guaranty fund or unearned premium reserve of not less than an amount computed as follows:
(1) Ten percent of the total amount of the risk premiums written in the calendar year for title insurance contracts shall be assigned originally to the reserve; and
(2) During each of the 20 years next following the year in which the title insurance contract was issued, the reserve applicable to the contract may be reduced by 5 percent of the original amount of the reserve.

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