Delaware Code § 5-955

Materiality of terms
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All terms, conditions and other provisions of and relating to a plan as contained in this subchapter or in the agreement governing the plan
(other than those which are interest under this subchapter), including, without limitation, provisions relating to the method of determining
the outstanding unpaid indebtedness on which interest is applied, time periods within which interest charges may be avoided, reasons for
default and the right to cure any default, rights to accelerate, account cancellation, choice of law, change in terms requirements, rights to
charge and collect attorney's fees, court and collection costs and the compounding of periodic interest or interest charges, shall be and
hereby are deemed to be material to the determination of interest applicable to a plan under Delaware law, under the most favored lender
doctrine, and under § 85 of the National Bank Act (12 U.S.C. § 85) or § 521 of the Depository Institutions Deregulation and Monetary
Control Act of 1980 (12 U.S.C. § 1831d).

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