Delaware Code § 18-6237

Exemption of certain societies
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(a) Nothing contained in this chapter shall be so construed as to affect or apply to:
(1) Grand or subordinate lodges of societies, orders or associations now doing business in this State which provide benefits
exclusively through local or subordinate lodges;
(2) Orders, societies or associations which admit to membership only persons engaged in 1 or more crafts or hazardous occupations,
in the same or similar lines of business and the ladies societies or ladies auxiliaries to such orders, societies or associations;
(3) Domestic societies which limit their membership to employees of a particular city or town, designated firm, business house or
corporation which provide for a death benefit of not more than $400 or disability benefits of not more than $350 to any person in
any 1 year, or both;
(4) Domestic societies or associations of a purely religious, charitable or benevolent description which provide for a death benefit
of not more than $400 or for disability benefits of not more than $350 to any 1 person in any 1 year, or both.
(b) Any such society or association described in paragraph (a)(3) or (4) of this section which provides for death or disability benefits
for which benefit certificates are issued and any such society or association included in paragraph (a)(4) of this section which has more
than 1,000 members shall not be exempted from the provisions of this chapter but shall comply with all requirements thereof.
(c) No society which, by the provisions of this section, is exempt from the requirements of this chapter, except any society described in
paragraph (a)(2) of this section, shall give or allow or promise to give or allow to any person any compensation for procuring new members.
(d) Every fraternal benefit society heretofore organized and incorporated and which provides exclusively for benefits in case of death
or disability resulting solely from accident and which does not obligate itself to pay natural death or sick benefits shall have all of the
privileges and be subject to all the applicable provisions and regulations of this chapter, except that the privileges thereof relating to
medical examination, valuations of benefit certificates and incontestability shall not apply to such society.
(e) The Commissioner may require from any society or association, by examination or otherwise, such information as will enable the
Commissioner to determine whether such society or association is exempt from the provisions of this chapter.
(f) Societies exempted under the provisions of this chapter shall also be exempt from all other provisions of the insurance laws of
this State.

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