Delaware Code § 18-512

Insuring combinations without additional capital funds
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Without additional capital or additional surplus, an authorized insurer is also authorized:
(1) If a life insurer, to grant annuities or issue funding agreements;
(2) If a health insurer, to insure against congenital defects, as defined in § 906(a)(12) of this title;
(3) If a casualty insurer, to transact also health insurance. Except, that this provision shall not apply to a domestic insurer authorized
to transact casualty insurance pursuant to § 511(a)(1) of this title.

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