Connecticut Code § 49-30p

Underwater mortgage: Definitions
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For purposes of this section and sections 49-30q to 49-30w , inclusive:
(1) “Mortgage” has the same meaning as provided in section 49-24a ;
(2) “Mortgagee” has the same meaning as provided in section 49-24a ;
(3) “Mortgagor” has the same meaning as provided in section 49-24a , except a mortgagor, for the purposes of sections 49-30p to 49-30w , inclusive, shall only include those mortgagors with personal net liquid assets, excluding retirement and tax advantaged health savings plans, that are less than one hundred thousand dollars;
(4) “Residential real property” has the same meaning as provided in section 49-24a ;
(5) “Senior lien” means the first security interest placed upon a property to secure payment of a debt or performance of an obligation before one or more junior liens;
(6) “Junior lien” means a security interest placed upon a property to secure payment of a debt or performance of an obligation after a senior lien is placed on such property;
(7) “Lienholder” means a person who holds a security interest in real property; and
(8) “Underwater mortgage” means a mortgage where the debt associated with such mortgage, along with any senior lien, exceeds the fair market value of the mortgaged property as determined by a court in accordance with sections 49-30t and 49-30u .

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