(1) (a) It is unlawful for any person to practice chiropractic within this state unless the person purchases and maintains professional liability insurance in an amount not less than three hundred thousand dollars per claim with an aggregate liability limit for all claims during the year of one million dollars. (b) Professional liability insurance required by this section shall cover all acts within the scope of practice as defined by section 12-215-103. Professional liability coverage shall cover acupuncture and electrotherapy only if the licensee is authorized to perform these acts. (2) Notwithstanding subsection (1) of this section, the board may by rule exempt or establish lesser liability insurance requirements for any class of licensee that: (a) Practices chiropractic as employees of the United States government; (b) Renders limited or occasional chiropractic services; (c) Performs less than full-time active chiropractic services because of administrative or other nonclinical duties of partial or complete retirement; (d) Provides uncompensated chiropractic care to patients but does not otherwise provide compensated chiropractic care to patients; or (e) Practices chiropractic in a manner that renders the amounts provided in subsection (1) of this section unreasonable or unattainable.
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