Colorado Code § 11-48-105

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(1) A financial institution shall make any communications facility
available to any similar financial institution for the use of its account holders on the basis of fair,
equitable, and nondiscriminatory standards and charges. For purposes of this section, a savings
and loan association is similar to any other savings and loan association and a credit union is
similar to any other credit union. A communications facility on the premises of a financial
institution is not subject to the mandatory access provisions of this subsection (1). Such a facility
may but is not required to be made available for use by the account holders of any similar
financial institution.
(2) A financial institution may but is not required to make the use of any
communications facility available to a dissimilar financial institution and to any state or national
bank in this state for the use of its account holders. Any such use shall be on a fair and
reasonable contractual basis.

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