Colorado Code § 11-38-108

Inapplicability of related statutes
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(1) A reverse mortgage may be made or
acquired without regard to the following provisions for other types of mortgage transactions set
out in the statutes specified in this subsection (1):
(a) Any law of this state limiting loan-to-value ratios;
(b) Prohibitions on balloon payments pursuant to section 5-3-208, C.R.S.;
(c) Any law of this state limiting interest on interest, the adding of deferred interest to
principal, or the compounding of interest;
(d) Subject to section 11-38-105 (3), interest rate limits under the usury statutes pursuant
to sections 5-12-103 and 18-15-104, C.R.S.;
(e) Any law of this state applicable to insurance or insurance companies under title 10,
C.R.S.

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