Colorado Code § 11-111-109

When creditor process enforceable against bank
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(1) Subject to
subsection (2) of this section, creditor process with respect to a special deposit is not enforceable
against the bank holding the special deposit.
(2) Creditor process is enforceable against the bank holding a special deposit with
respect to an amount the bank is obligated to pay a beneficiary or a depositor if the process:
(a) Is served on the bank;
(b) Provides sufficient information to permit the bank to identify the depositor or the
beneficiary from the bank's books and records; and
(c) Gives the bank a reasonable opportunity to act on the process.
(3) Creditor process served on a bank before it is enforceable against the bank under
subsection (2) of this section does not create a right of the creditor against the bank or a duty of
the bank to the creditor. Other law determines whether creditor process creates a lien enforceable
against the beneficiary on a contingent interest of a beneficiary, including a depositor as a
beneficiary, even if not enforceable against the bank.

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