Colorado Code § 10-4-623

Conditions and exclusions
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(1) The coverage described in section 10-4-620
may be subject to conditions and exclusions that are not inconsistent with the requirements of
this part 6.
(2) The coverage described in section 10-4-620 may also be subject to exclusions where
the injured person:
(a) Sustains injury caused by his or her own intentional act; or
(b) Is operating a motor vehicle as a converter without a good faith belief that he or she
is legally entitled to operate or use such vehicle.
(3) (a) The coverage described in section 10-4-620 is conditioned upon the insurer
offering coverages pursuant to section 10-4-609 (1).
(b) The insurer shall be deemed to have complied with the requirements of section 10-4-
609 (1) and the exclusion of the insured from uninsured motorist coverage shall be deemed valid
if the named insured has rejected the uninsured motorist coverage in writing. Such exclusion
shall be continuing until such time as the insured requests that the insurer provide uninsured
motorist coverage. The insurer shall not have a duty to offer uninsured motorist coverage after
receiving the insured's written request for exclusion even though:
(I) The vehicles insured under the policy have changed; or
(II) The policy is reinstated, transferred, substituted, amended, altered, modified,
replaced, or renewed.
(c) The insurer shall be deemed to have complied with section 10-4-609 (1) and the
insured's uninsured motorist coverage shall be deemed valid if the insurer has offered coverage
at available levels and the insured has selected coverage of a certain value. The insurer shall not
have a duty to offer changes in uninsured motorist coverage to the insured even though:
(I) The vehicles covered under the policy have changed; or
(II) The policy is reinstated, transferred, substituted, amended, altered, modified,
replaced, or renewed; except that, if there is an increase in bodily injury liability limits and the
limits of the uninsured motorist coverage would be less than such limits, the insurer shall offer
new uninsured motorist coverage to the insured pursuant to section 10-4-609 (2).

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