Colorado Code § 10-3-202

Surplus ascertained - disposition of. Surplus of domestic insurance
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companies shall be ascertained by offsetting as a liability against the company's admitted assets
the par value of its outstanding capital stock, if any, its reserve liability, and its current
obligations of every kind. The excess of said admitted assets over said liabilities shall be the
company's surplus. Surplus of domestic stock insurance companies belongs to their stockholders,
and such part of the surplus may be apportioned or paid to policyholders, beneficiaries, and
annuity and supplementary contract holders as the companies may from time to time determine.

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