Colorado Code § 10-16-126

Fee-for-service dental plans
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(1) Notwithstanding any provision of this title
to the contrary, a fee-for-service dental plan for which premiums are not charged is not subject to
the provisions of this title and the offering of such a plan shall not be considered transacting the
business of insurance pursuant to section 10-3-903. The offeror of a fee-for-service dental plan
shall have no liability for payment of claims and the fees paid to the provider of the services
shall be paid directly by the consumer.
(2) Any offeror of such fee-for-service dental plan shall advise the consumer that the
plan is not an insurance plan and that the consumer shall be solely responsible for full payment
to the provider of any fees or charges incurred by the consumer.

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