Colorado Code § 10-14-705

Exemption of certain societies
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(1) Nothing in this article shall be
construed to affect or apply to:
(a) Grand or subordinate lodges of masons, odd fellows, or knights of Pythias (exclusive
of the insurance department of the supreme lodge knights of Pythias) or the junior order of
united American mechanics (exclusive of the beneficiary degree or insurance branch of the
national council junior order united American mechanics); nor to grand or subordinate lodges of
societies, orders, or associations now doing business in this state which provide benefits
exclusively through local or subordinate lodges; nor to similar societies which do not issue
insurance certificates. Members of lodges of the independent order of odd fellows, knights of
Pythias, and other organizations paying periodical or funeral benefits shall not be individually
liable for the payment of periodical or funeral benefits or other liabilities of the lodge or other
organizations, but the same shall be payable only out of the treasury of such lodges or
organizations.
(b) Orders, societies, or associations which admit to membership only persons engaged
in one or more crafts or hazardous occupations, in the same or similar lines of business, insuring
only their own members and their families, and the ladies' societies or ladies' auxiliaries to such
orders, societies, or associations.
(2) The commissioner may require from any society or association, by examination or
otherwise, such information as will enable the commissioner to determine whether such society
or association is exempt from the provisions of this article.
(3) Any fraternal benefit society organized and incorporated before June 2, 1911, and
operating within the definition set forth in sections 10-14-101 to 10-14-104, providing for
benefits in case of death or disability resulting solely from accidents, but which does not obligate
itself to pay death or sick benefits, may be licensed under the provisions of this article and shall
have all the privileges and be subject to all the provisions and regulations of this article; except
that the provisions of this article requiring medical examinations, valuations of benefit
certificates, and that the certificate shall specify the amount of benefits shall not apply to such
society.

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