Colorado Code § 10-12-410

Insolvency or impairment of mutual insurance company
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A mutual
insurance company is deemed insolvent when its admitted assets are less than all of its liabilities,
excluding from such liabilities the aggregate amount of its guaranty fund, and is deemed
impaired when its admitted assets are less than its liabilities, including as a liability the aggregate
amount of its guaranty fund, or when its surplus is less than the minimum requirements of
section 10-3-201.

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