(a) (1) A consumer credit reporting agency shall place a security freeze for a protected consumer if both of the following occur: (A) The consumer credit reporting agency receives a request from the protected consumerâs representative for the placement of the security freeze pursuant to this section. (B) The protected consumerâs representative does all of the following: (i) Submits the request to the consumer credit reporting agency at the address or other point of contact and in the manner specified by the consumer credit reporting agency. (ii) Provides to the consumer credit reporting agency sufficient proof of identification of the protected consumer and the representative. (iii) Provides to the consumer credit reporting agency sufficient proof of authority to act on behalf of the protected consumer. (iv) Pays to the consumer credit reporting agency a fee as authorized by subdivision (i). (2) (A) If the request for the placement or removal of a security freeze is for a protected consumer who has been placed in a foster care setting, the credit reporting agency shall deem the requirements of clauses (ii) and (iii) of subparagraph (B) of paragraph (1) to have been met if the request is from a county welfare department or a county probation department appearing on the most recent list provided or available to a consumer credit reporting agency by the State Department of Social Services and the requesting entity provides sufficient proof of identification under 15 U.S.C. Sec. 1681c-1(j)(1)(G). A county welfare department or county probation department shall not have the authority to request a security freeze for a protected consumer placed in foster care that continues beyond the protected consumerâs 18th birthday. A consumer credit reporting agency may use whatever lawful mechanism is available to it, including mechanisms for thawing or unfreezing reports by dates certain, to ensure the freeze does not extend beyond a protected consumerâs 18th birthday. (B) Notwithstanding any other law, the State Department of Social Services may, at the request of a consumer credit reporting agency, provide or, in the State Department of Social Serviceâs discretion, otherwise make available to consumer reporting agencies in any other manner, a list of county welfare departments or county probation departments whose employees may be representatives of protected consumers who have been placed in a foster care setting. (b) If a consumer credit reporting agency does not have a file pertaining to a protected consumer when the consumer credit reporting agency receives a request pursuant to paragraph (1) of subdivision (a), the consumer credit reporting agency shall create a record for the protected consumer. (c) If a protected consumerâs representative requests a security freeze, the consumer credit reporting agency shall disclose the process for placing and removing a security freeze. (d) Within 30 days after receiving a request that meets the requirements of subdivision (a), a consumer credit reporting agency shall place a security freeze for the protected consumer. The consumer credit reporting agency shall send written confirmation of the security freeze to the address on file within 10 days of the placement of the security freeze. (e) Unless a security freeze for a protected consumer is removed pursuant to subdivision (h) or (j), a consumer credit reporting agency shall not release the protected consumerâs consumer credit report, any information derived from the protected consumerâs consumer credit report, or any record created for the protected consumer. (f) A security freeze for a protected consumer placed pursuant to this section shall remain in effect until either of the following occurs: (1) The protected consumer or the protected consumerâs representative requests that the consumer credit reporting agency remove the security freeze in accordance with subdivision (h). (2) The security freeze is removed in accordance wit
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