20-1342.08. Organ harvesting; insurance coverage limitations A. A disability insurance policy may limit coverage to an insured for a human organ transplant or posttransplant care if either of the following applies: 1. The transplant operation is performed in the People's Republic of China or the Hong Kong special administrative region. 2. The human organ to be transplanted was procured by a sale or donation originating in the People's Republic of China or the Hong Kong special administrative region. B. This section does not: 1. Require coverage for human organ transplants. 2. Limit a disability insurer from denying coverage for any valid reason.
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