20-111. Health insurers; savings incentive programs; definitions A. A health insurer may establish a program that provides a savings incentive for enrollees for medically necessary covered health care services that health care providers and health care facilities provide at a price that is below the health insurer's usual reimbursement. B. The program may enable an eligible enrollee who receives covered health care services from a health care provider or health care facility at a price below the health insurer's usual reimbursement to have the amount the enrollee pays applied toward the enrollee's deductible and out-of-pocket maximum and be reimbursed for a portion of the amount of the difference between the price the enrollee paid and the health insurer's usual reimbursement. C. For the purposes of this section: 1. " Health care facility" means a hospital, outpatient surgical center, health care laboratory, diagnostic imaging center or urgent care center. 2. " Health care provider" has the same meaning prescribed in section 32-3216. 3. " Health insurer" has the same meaning prescribed in section 32-3216. 4. " Usual reimbursement" means the amount the health insurer would ordinarily pay an in-network health care provider or an in-network health care facility for the service.
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