McEWEN, President Judge, concurring: ¶ 1 Since the author of the opinion of decision has provided, in his usual fashion, a careful analysis and perceptive expression of view, I hasten to join in each of the conclusions reached in that opinion, and write only to emphasize that our decision today does not preclude a finding, under circumstances differing from those of the instant case, that an insurer has a du…
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