SPECTOR, Justice, dissenting. Seven years ago, this Court squarely held that “an insurer’s unfair refusal to pay the insured’s claim causes damages in at least the amount of the policy benefits wrongfully withheld.” Vail v. Texas Farm Bureau Mut. Ins. Co., <a href="/opinion/1780555/vail-v-texas-farm-bureau-mutual-insurance-co/#134" aria-description="Citation fo…
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