JUSTICE GABRIEL delivered the Opinion of the Court. ¶1 Consistent with his prior practices, the respondent, Brian K. Johnson, tasked a friend with purchasing automobile insurance for the new car that he and the friend had purchased together. The friend did so, and in the course of that transaction, she chose to reject uninsured/underinsured motorist (UM/ UIM) coverage on the new car. After an accident in that…
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