507 So.2d 1080 (1987) Robert P. SMITH, Jr., et al., Appellants/Cross-Appellees, v. DEPARTMENT OF INSURANCE, et al., Appellees/Cross-Appellants. HARTFORD FIRE INSURANCE CO., Appellant/Cross-Appellee, v. DEPARTMENT OF INSURANCE, et al., Appellees/Cross-Appellants. REGENCY INSURANCE CO., et al., Appellants/Cross-Appellees, v. DEPARTMENT OF INSURANCE, et al., Appellees/Cross-Appellants.</h…
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