WAHL, Justice. These consolidated cases raise important questions of insurance law in the context of underinsurance coverage, settlements, and subrogation rights. In the first case, Rosemarie Schmidt sued for the wrongful death of her husband, Lloyd H. Schmidt. On November 1, 1979, Mr. Schmidt was hit and killed by a truck driven by defendant Clothier and owned by Clothier’s employer, defendant Furniture Hou…
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