Vacated and remanded by published opinion. Judge GREGORY wrote the majority opinion, in which Judge AGEE joined. Senior Judge FABER wrote a dissenting opinion. GREGORY, Circuit Judge: Robert D. Mort Ranta filed a voluntary petition for bankruptcy under Chapter 13 of the Bankruptcy Code, 11 U.S.C. §§ 1301-1330 , seeking to adjust various secured and unsecured debts. The b…
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