Dissenting opinion filed by Circuit Judge BROWN. MILLETT, Circuit Judge, and GINSBURG, Senior Circuit Judge: In 2007-2008, the national economy went into a severe recession due in significant part to a dramatic decline in the housing market. That downturn pushed two central players in the United States’ housing mortgage market—the Federal National Mortgage Association (“Fannie Mae” or “Fannie”) and the Feder…
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