204 P.3d 885 (2009) Rajvir PANAG, on behalf of herself and all others similarly situated, Respondent, v. FARMERS INSURANCE COMPANY OF WASHINGTON, a domestic insurance company, and Credit Control Services, Inc., d/b/a Credit Collection Services, Petitioners. Michael Stephens, on behalf of himself and all others similarly situated, Respondent, v. Omni Insurance Company, a foreign insurance company,…
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