[This opinion has been published in Ohio Official Reports at 73 Ohio St.3d 107.] NATIONWIDE MUTUAL FIRE INSURANCE COMPANY, APPELLEE, v. GUMAN BROTHERS FARM ET AL; MERCER ET AL., APPELLANTS. [Cite as Nationwide Mut. Fire Ins. Co. v. Guman Bros. Farm, 1995-Ohio-214.] Insurance—Liability coverage—Exclusion of farm employees—Student who works part of the school day on a farm in Occupational Work Experience program through his school qualifies as an "employee"…
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