OPINION ORDER PAUL A. ENGELMAYER, District Judge. In this case, 52 individual plaintiffs from 16 different states sue a combined 16 defendant banks and loan servicers, each based on a discrete mortgage transaction. Plaintiffs assert 11 causes of action: under (1) the Truth In Lénding Act (“TILA”), 15 U.S.C. §§ 1601 et seq.; (2) the Home Owner…
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