PUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 15-1392 JACQUELINE GALLOWAY, on her own behalf and on behalf of all others similarly situated, Plaintiff - Appellant, v. SANTANDER CONSUMER USA, INC., Defendant - Appellee. Appeal from the United States District Court for the District of Maryland, at Baltimore. Catherine C. Blake, Chief District Judge.…
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