HEANEY, Circuit Judge. Michael Van Horne appeals from a final decision of the district court affirming the bankruptcy court’s ruling that the debt he owed to his ex-mother-in-law, Margaret Caspers, was not dischargeable under 11 U.S.C. § 523 (a)(2)(A). Both lower courts found that Van Horne fraudulently obtained a renewal of a loan from Cas…
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