FLAUM, Circuit Judge. Malen Juzwiak, who filed for bankruptcy in August of 1994, appeals the district court’s decision to deny the discharge of his debts, including a $200,000 debt he owes to Cargill, Inc. The district court, reversing the bankruptcy court, denied the discharge pursuant to 11 U.S.C. § 727 (a)(3), finding that Juzwiak failed t…
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