MURNAGHAN, Circuit Judge: The appellant, Francis Arnold, filed for Chapter 13 bankruptcy in 1984. At the time of the confirmation hearing, Arnold reported his income as approximately $80,-000 per year. In August 1985, the bankruptcy court confirmed a Chapter 13 payment plan whereby Arnold would pay $800 per month for 36 months, covering approximately 20% of the debt he owed to uā¦
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