Opinion PANELLI, J. We granted review in this case to address the question of whether an insurer may owe a duty to defend a teacher who is insured under an educator’s liability policy in a minor student’s action seeking damages resulting from the teacher’s sexual and other misconduct. Relying on our decision in J. C. Penney Casually Ins. Co. v. M. K. (1991) <span class="citation" data-"9…
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