EASTERBROOK, Chief Judge. Triumph Partnerships bought some overdue credit card debts from HSBC Bank USA. One of Triumph’s affiliates sent Marylou Hahn a letter saying that she owed $1,134.55. According to the letter, $1,051.91 of this was an “AMOUNT DUE” and the remaining $82.64 was “INTEREST DUE”. The letter told Hahn that she should pay Triumph rather than HSBC Bank and that t…
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