TORRUELLA, Circuit Judge. Plaintiffs-appellees, Andrés Guillemard-Ginorio (“Guillemard”) and his wife, Maria Noble-Fernández (“Noble”), along with their jointly-owned insurance agency, Lone Star Insurance Producers, Inc. (“Lone Star”), brought suit against defendants-appellants, the Office of the Insurance Commissioner of Puerto Rico (“OIC”) and two consecutive Insurance Commissi…
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