[Cite as Ferrando v. Auto-Owners Mut. Ins. Co., 98 Ohio St.3d 186, 2002-Ohio-7217.] FERRANDO ET AL., APPELLANTS, v. AUTO-OWNERS MUTUAL INSURANCE COMPANY ET AL.; PERSONAL SERVICE INSURANCE COMPANY, APPELLEE. [Cite as Ferrando v. Auto-Owners Mut. Ins. Co., 98 Ohio St.3d 186, 2002- Ohio-7217.] Insurance — Underinsured motorist coverage — When insurer’s denial of uninsured motorist coverage is premised on insured’s breach of prompt-…
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