ZIMMERMAN, Justice: Fire Insurance Exchange (“Fire Insurance”) appeals a jury verdict awarding Spencer Larry Crookston and Randi Lynn Crookston (collectively referred to as “the Crookstons”) and Anna W. Drake, trustee of the Crookstons’ estate, compensatory damages of $815,826 and punitive damages of $4,000,000 on various theories arising out of Fire Insurance’s failure to pay in full a claim for property damage caused by th…
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