Opinion LIU, J. The Song-Beverly Credit Card Act of 1971 (Credit Card Act) governs the issuance and use of credit cards. (Civ. Code, § 1747 et seq.; all further statutory references are to the Civil Code unless otherwise indicated.) One of its provisions, section 1747.08, prohibits retailers from “[r]equest[ing], or requiring] as a condition to accepting the credit card as payment . . . , the cardholder to wr…
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